HPB provides holidays for life. As it is an investment product, however, it is subject to charges, your capital is at risk and you may not be able to cash in during your first two years. Please read "How HPB works" for a summary of the principal risks and benefits.

Discover nature

The Holiday Property Bond has a lot to offer nature-lovers. From the rolling hills and lush woodland of the UK countryside to the rocky landscapes and sparkling beaches of Europe, there’s no end of natural delights to discover. Many of our sites are also in, or close to, National Parks, Areas of Outstanding Natural Beauty and other famous landscapes, so you can enjoy the beauty of these iconic places without travelling too far from your accommodation.

Wonders of Nature on Lanzarote
Discover nature

Wonders of Nature on Lanzarote's coastline

Lanzarote is famous for its collection of natural treasures and rocky marvels, carved out over millions of years and now popular as day trips for holidaymakers the year round.

Four beautiful flower walks in Norfolk
Discover nature

Four beautiful flower walks in Norfolk

From elegant snowdrops to swathes of bluebells and mountains of lavender, take the time to admire some of the most spectacular floral displays in Norfolk.

Meet your neighbours in the Peak District
Discover nature

Meet your neighbours in the Peak District

The Peak District is a great choice for wildlife lovers. With its unspoilt landscapes, diverse environments and careful conservation efforts, it’s a fantastic place for many species to thrive.

Puffin Island: A birdwatcher’s delight
Discover nature

Puffin Island: A birdwatcher’s delight

As you might expect, a trip to Puffin Island is a real treat for any keen birdwatcher! From puffins to Great cormorants, this protected habitat is well-worth the boat ride.

More articles

Looe Island Nature Reserve: Discover a natural haven
Discover nature

Looe Island Nature Reserve: Discover a natural haven

Looe Island really is worth the trip. Whether you’re interested in the history, the wildlife, or just escaping the mainland for a few hours, you won’t be disappointed.

Taste real Italian olive oil produced exclusively on site at Coreggia
Discover nature

Taste real Italian olive oil produced exclusively on site at Coreggia

For a traditional slice of Italian life, Coreggia is the place. With all the charming olive groves surrounding the properties, we decided to do something with all the olives they were producing

Tabernas Desert in Almería
Discover nature

Tabernas Desert in Almería

This arid, yet beautifully rocky landscape is home to a wealth of well-adapted flora and fauna

Discover two of the Lake District
Discover nature

Discover two of the Lake District's rare breeds

There are two creatures in the Lake District that are almost as iconic as the hills they call home.

The Lake District becomes a UNESCO World Heritage Site.
Discover nature

The Lake District becomes a UNESCO World Heritage Site.

The beauty of the area, the farming and the cultural heritage, along with its ‘Outstanding Universal Value’ have enabled UNESCO to include it in their list of heritage sites.

Cooking with wild garlic at St Brides Castle
Discover nature

Cooking with wild garlic at St Brides Castle

Around the St. Brides Castle this time of year you’ll find swathes of wild garlic, and it’s the perfect ingredient for adding a little bit of zing to your favourite recipes.

The Bowder Stone in Cumbria
Discover nature

The Bowder Stone in Cumbria

The curious Bowder Stone is located just to the south of Derwentwater in the Jaws of Borrowdale.

Discover this secret garden near Paris...
Discover nature

Discover this secret garden near Paris...

Amongst the greenery and nature, you'll find grounds that are full of interesting sculptures and artefacts.

Whale-watching in Madeira
Discover nature

Whale-watching in Madeira

Being located just off the western coast of Africa, the waters of Madeira are always a warm temperature – very inviting for passing sea life!

Breckland Ponies...?
Discover nature

Breckland Ponies...?

The Dartmoor Pony Heritage Trust has been working alongside the Norfolk Wildlife Trust for about ten years.

Brownsea Island: wildlife, walks and a wetland reserve
Discover nature

Brownsea Island: wildlife, walks and a wetland reserve

There is a range of different walks, guided walks and trails to enjoy while here.

Red-dy for their “Autumnwatch” close-up
Discover nature

Red-dy for their “Autumnwatch” close-up

Wherever it develops a new site, the Holiday Property Bond is committed to ecological sustainability and wildlife conservation. Both can only enhance the holiday experience!

Andalucia’s aviary
Discover nature

Andalucia’s aviary

For birdwatchers the entire region offers an embarrassment of riches, the biggest and arguably the best is just a stone’s throw from HPB’s El Pueblito de Alfaix: the Cabo de Gata-Níjar Natural Park.

Wildlife in the Dordogne
Discover nature

Wildlife in the Dordogne

The pretty ancient hamlet of Constant sits atop the rolling hills of the Dordogne, amongst the traditional mixed farms and verdure of the forest.

Beauty and spectacle – Naturally
Discover nature

Beauty and spectacle – Naturally

Many visitors to south-west France come to admire the Dordogne’s many magnificent châteaux, ancient bastides and picture-postcard villages – and rightly so, they are not hard to find.

Ospreys over Bassenthwaite
Discover nature

Ospreys over Bassenthwaite

Regular visitors to HPB’s Lake District home of Braithwaite Court will doubtless be familiar with the family of ospreys which have made Bassenthwaite Lake their summer residence.

Do you know the Puffin Man?
Discover nature

Do you know the Puffin Man?

Wildlife photographer Andy Davies runs various courses throughout the year for Bondholders, but a highlight must surely be the snorkelling excursion to watch puffins and other seabirds underwater.

The birds of Barnham Broom
Discover nature

The birds of Barnham Broom

There are many delights to be enjoyed on HPB holidays – not least of which is the wildlife. Here Bondholder Jonathan Savory writes about the wild birds he has discovered around Barnham Broom.

Before you leave...

Have you thought about having an Private Tour at one of our HPB holiday locations in the UK?

Book a Private Tour

Why not request our Tell Me More pack including our full portfolio?

Request our portfolio

Take out a Holiday Property Bond before 31st October 2024, and not only will you be giving yourself, your friends and your family a lifetime of top-quality holidays. You, and the family, could also be spending a day in a winter wonderland; and meeting Father Christmas himself

For a party of up to six (a mix of adults and children), this day-trip to Lapland includes snowmobiling, husky sledding, and a reindeer sleigh ride – plus the highlight: a private family meeting with Father Christmas, where you can tell him of your Christmas wish list!

After an overnight stay at Birmingham airport’s Novotel (parking included), your flight to Finland’s northernmost region departs early in the morning of 16th December – to give you and the family as much time as possible enjoying Lapland’s Christmas magic. And after your day playing in the snow you’ll return tired but happy, to another night in a comfortable hotel bed before heading home with a boot-full of happy memories (and perhaps a gift or two).

Meals are provided on the outbound and inbound flights, plus a hearty lunch in Lapland, thermal snow suits, winter boots – everything you need to keep warm and get the most out of your day.

Invest before the end of October for your chance to win this fantastic prize. And don’t forget to keep 16th December free. Good luck!

Prize Draw rules
1. Invest by 31st October 2024 and you will be entered into the draw. 2. The winner will be drawn by a solicitor. 3. The winner will receive the prize of a day trip to Lapland for a party of six (mix of adults and children) on 16th December 2024 from Birmingham Airport. Return flights with hot meals, a range of activities and overnight accommodation and parking at Birmingham Airport at the start and end of the break is included. The trip is not suitable for infants under 2 years old. 4. The winner will be drawn from those who invest by 31st October 2024 and existing Bondholders who top up their Bond or refer friends. 5. The prize can only be claimed by those who are 18 or over and is not available to HPB employees, associates or those in their households. 6. No cash alternative available. 7. The winners will be notified by 22nd November 2024.

User Charge

The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.

For example:
A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.

A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge

We're so confident you'll be delighted with HPB that we offer you a 'Money Back Promise'!

In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.

Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.

This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.

Full details of the offer will be provided before you invest.

Restrictions

If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.

Your inflation-protected Holiday Points

HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.

Here are some examples of how it works in practice (2022 rates):

For two people, holidaying out of season:
A week in Stigliano, Tuscany from 1,530 points
A week in The Trossachs, Scotland from 2,430 points
A week in St Brides Castle, Pembrokeshire from 2,260 points

And in the height of summer:
A week in Rocha Brava, Portgual from 8,190 points
A week in the Lake District from 9,760 points
A week in Le Mont de St Siméon, France from 14,180 points

If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.

Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.

A unique way to enjoy exclusive holidays year after year

Q. How does it work?

A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

Q. Will there be more properties in the future?

A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

Q. How long can I holiday with HPB?

A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Q. Is the Bond available anywhere else?

A. No. HPB is available exclusively through HPB Management Limited.

Request Our Portfolio Book a private tour Book a personal presentation Chat to one of our representatives Take the next step